Assertive Legal Action For Mold Damage Claims In Tampa
Mold in your home is more than an unsightly nuisance, it is a serious health hazard and a sign of deeper property damage. At Karkatselos Law, PLLC, we understand the stress and frustration that comes with discovering mold damage in your home. It is a silent intruder that can deteriorate your property and well-being, and getting insurance to pay for repairs can be a hassle.
However, you do not have to face this challenge alone. As your legal team, we are equipped to address the complex claims process and fight for the compensation necessary to restore your home to its rightful condition.
Confronting Mold Damage With Comprehensive Legal Support
Mold damage to a property is especially worrisome as it can affect the health of members residing or working in the property. Mold claims are commonly denied as insurance carriers often blame the property owner for their negligence in detecting the issue early on. The problem is that mold often occurs from a small active leak that is not readily noticeable to most property owners. As such, it is important to have a trained expert assist you with the claim process to ensure that insurance companies properly investigate and adjust the claim.
When mold invades your home, it is crucial to address both the symptom and its cause. As your legal team, we are prepared to guide you through the complex aftermath of property damage due to mold. Common causes of mold include:
- Persistent flood and water damage
- Roof and pipe leaks
- Poor ventilation and high humidity
Navigating mold claims requires a strategic approach, as insurance companies may attempt to deny coverage by attributing the damage to preexisting conditions or maintenance issues. This is where our experience becomes invaluable. We dedicate our practice to property damage claims and have the acumen to counteract the tactics of insurance companies effectively.
What Are The Signs Of Hidden Mold In Your Home?
It is important to know whether your home has been exposed to mold for a successful insurance claim. Visible mold spores may be found on your walls, ceilings or floors, and can be identified by their green or black and slightly fuzzy texture.
However, mold is not always as easy as finding dark spots on walls, although that is one of the most common signs. There are a few other ways to spot mold, including:
- Musty smells: Mold typically forms where it is wet or moist. Large infestations of mold can smell musty, damp or earthy. In comparison, hidden mold spots can smell like damp cloths, rotten food or wet leaves.
- Dark tile grout: Mold can often be found on the grout between shower tiles. Water trapped between tiles and poor ventilation can cause mold to grow.
- Allergic reactions: Mold may not be immediately detectable. The body could react to a mold infestation before it is identified. Some common reactions to mold include itchy eyes, dry skin, stuffy nose or respiratory issues.
Mold is often difficult to find. But, once found, further testing can help identify whether you have mold damage.
What Are The Challenges Of Filing A Mold Claim In Florida?
Mold claims are not always covered by a standard homeowners insurance policy. Even when you have add-ons to your policy that do cover mold, many insurance companies are hesitant to cover the issue, or your coverage limits may be too low. Mold remediation can be very costly.
In addition, disputes can arise over whether or not the mold damage is covered, especially if the insurance company believes that the mold was preexisting or caused by a lack of maintenance. In those cases, you may have to fight to get your claim approved.
Our attorney can assist in an insurance claim and negotiate with insurance companies during the claim process.
Secure Your Health And Home With Karkatselos Law, PLLC
If you are grappling with mold damage and an unresponsive insurance provider, it is time to turn to Karkatselos Law, PLLC. Our commitment is to ensure that your insurer upholds the terms of your policy, allowing you to focus on what matters, your health and repairing your home. Contact us at 813-445-5780 or through our online form to start the conversation. We offer free consultations, giving you a clear understanding of your rights and options without any financial commitment.